In development · Beta 2026
QRYPTA Wallet
QRYPTA WALLET · IA DUAL MODE · ISO 20022

The wallet that talks, protects and pays.

Self-custody, multichain and post-quantum. Smart accounts, swap and cross-chain bridge, staking, cards and LUMI, an AI agent that guides you by voice and text. Your keys, your funds. Always.

Native chains
BNB · ETH · BTC · SOL · TRON
Account model
ERC-4337 Smart Account
Signatures
Post-quantum
Custody
100% non-custodial
LUMI
QRYPTA Wallet home
What's inside

Everything you need, in one wallet.

Multichain, non-custodial

One seed derives your EVM, Bitcoin, Solana and Tron addresses. BNB, ETH, Base, Core, Polygon and Arbitrum for EVM tokens. Watch-only mode from day one.

Swap & cross-chain bridge

0x aggregator on EVM, Jupiter on Solana, real cross-chain via 0x + LI.FI across 12+ bridges. Slippage control and MEV protection.

Backup & recovery you control

Encrypted .qrypta recovery pack (ChaCha20-Poly1305 + AES-256-GCM), printable recovery PDF, seed or private-key import, and watch-only mode. Recovery mode with restricted spending after restore.

Staking & Cards

Yield staking (3/6/8 months, ×1 · ×1.3 · ×1.6) and card staking that unlocks Platinum, Gold and Diamond tiers.

Hardened Web3 browser

Injected EIP-1193 provider, transaction decoder in plain language, blocks eth_sign, detects unlimited approvals, Permit/Permit2 and typosquatting.

LUMI, your AI copilot

Market analysis, voice and text chat, navigates the app for you and prepares sends by contact name. It prepares, you sign.

The app, screen by screen

Real screenshots from the beta.

Quantum vault
Quantum vault
Home & balance
Home & balance
Live markets
Live markets
AI analysis per asset
AI analysis per asset
LUMI · chat & voice
LUMI · chat & voice
Post-quantum identity
Post-quantum identity
Token detail
Token detail
Receive · QR
Receive · QR
EVM & native networks
EVM & native networks
Security matrix
Security matrix
Web3 browser
Web3 browser
Credentials & backup
Credentials & backup
QRYPTA Card Diamond
QRYPTA Card Diamond

Interface under development; may change before release.

Security is the product

Even a stolen seed cannot move your funds.

QRYPTA layers independent factors so that no single secret is enough. The wallet never signs alone: every operation that touches funds passes a fail-closed authentication gate.

QRYPTA Wallet shield
Security matrix
01Post-quantum core

Dilithium2 / ML-DSA-44 identity registered on-chain, ZK proofs on every QRYP transfer, ISO 20022 references anchored on-chain.

022-of-2 smart account (EVM)

Seed alone produces one of two signatures. The second lives in the phone's secure hardware and is released only after biometrics + master password.

03Guardian split (BTC · SOL · TRON)

Joint 2-of-2 signing: your phone plus a hardened Guardian server with enrolled device key, TOTP and time-lock for large amounts.

04Encrypted recovery pack

Cascade encryption ChaCha20-Poly1305 + AES-256-GCM, PBKDF2-SHA512 (80,000 iterations). Recovery mode with restricted spending after restore.

05Security matrix per action

Lite / Balanced / Fortress presets. You decide what each action requires: password, biometrics, 2FA.

06Audited

CertiK Skynet: 0 critical, 0 major, 0 medium, 0 minor findings. Team verified (KYC Silver).

LUMIOnline
LUMI

An AI agent that knows the wallet from the inside.

On every turn LUMI knows which network you are on, your balances, your contacts and the screen you are looking at. Ask by voice or text: it takes you to any screen, explains the steps, reads the market, and prepares a send by name — "send 10 USDT to Jose" — checking balance and per-contact AI permission.

LUMI never signs. Every action is confirmed by you with biometrics or password. The agent prepares, the human decides.

  • Market overview & per-asset analysis (RSI/EMA, support, sentiment)
  • Voice + text · navigates the app for you
  • Per-contact AI permission in the address book
  • Prepares sends by contact name, checks balance and permissions
  • Crypto news feed, refreshed every 12 h
  • Answers only with verified facts about the ecosystem
QRYPTA Cards

Pay in the real world. Settle in QRYP.

Unlocked by card staking inside the wallet. Instant conversion, ZK proof of funds, LUMI spend monitoring, ISO 20022 settlement on a post-quantum transfer.

Platinum
Platinum
Requirement≥ 500 QRYP · 3 months
Cashback1.5%
Daily limit$2,500
Gold
Gold
Requirement≥ 2,500 QRYP · 6 months
Cashback4%
Daily limit$10,000
Diamond
Diamond
Requirement≥ 10,000 QRYP · 8 months
Cashback8%
Daily limitUnlimited

Cards are in development and subject to banking agreements and regulatory availability by country.

Why it is not "just another wallet"
Most wallets QRYPTA Wallet
ECDSA signatures (quantum-vulnerable) Post-quantum signatures, CertiK audited
Simple EOA account Smart Account (ERC-4337) with gas abstraction
Send / receive / swap only Swap + bridge + staking + cards, integrated
Basic WebView Web3 browser with tx decoder, anti-drainer, anti-phishing
Blind signing Fail-closed authentication gate; the wallet never signs alone
No assistant LUMI, AI that analyzes the market and guides by voice
No banking bridge Designed for ISO 20022
Partial custody 100% non-custodial
Status

Honest roadmap.

Operational

Multichain wallet, PQC / 2FA / biometrics, sends, swap, bridge, hardened Web3 browser, on-chain staking contracts, LUMI.

Deploying / tuning

KYC (Didit in-app), push notifications, real-time X feed, Guardian activation.

In development

QRYPTA Cards, WalletConnect, voice as an authentication factor, 2-of-2 EVM validator hook.

No dates, fixed APRs, card issuers or exchange listings are promised; those are announced only through official channels.

Security of a bank. Simplicity of a chat.

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Request early access
Talk to LUMI